A credit score is a numerical representation of your creditworthiness, calculated by evaluating your credit history. It ranges from 300 to 850, with higher scores indicating that you are a lower risk for lenders. A higher score can help you qualify for loans with better terms and lower interest rates, which can save you significant money in the long run. Joseph Rallo NYC, a trusted financial advisor in NYC, offers valuable insights into understanding your credit score and how you can use this knowledge to improve your financial standing. For more info click here #JosephRallo