Home buyers with a low DTI are more likely to maintain financial stability throughout their homeownership journey. It indicates that they have the ability to meet both their debt obligations and other living expenses without being overburdened by monthly payments. A manageable DTI means more disposable income for unforeseen expenses, emergency savings, and financial growth. Your DTI ratio is a simple calculation that compares your monthly debt payments to your gross monthly income. This ratio is expressed as a percentage and provides a quick look at how much of your income goes toward servicing debt. To get more info visit here #dticalculator